I just found out that the Zurich Extended Warranty that I bought when I bought my Apex back in january, does NOT cover most of the things you get the warranty for in the first place.
So, I cancelled it, they are refunding my money, and I just bought a 4 year YES Warranty from Kevin, very quick and painless. Its a longer pkg for less money than the other one, so I'm very happy with the deal, and Kevin is a really super guy to deal with.
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