yamadog1
TY 4 Stroke Junkie
ins.
try farn bureau 07 attak at book cost with $500 ded, $188 full coverage
all yr. long.
try farn bureau 07 attak at book cost with $500 ded, $188 full coverage
all yr. long.
copo427ss
TY 4 Stroke Junkie
$826 a yr full cover, 500 deductable. through progressive. is that rediculous or what. and i only put on 1000 miles this year. they wouldnt let me pay for just the riding season. bastards. and my whole family has progressive for their insurers
Boomer
Expert
$89.00 / Year for full coverage with MetLife. It was hard to get insurance at first with them, but I've been a customer for years and all my insurance is with them.
jds1000
Expert
I have 4 sleds insured with MetLife, 06 Apex, 08 Nytro, 08 XP 500 ss and 09 1200 XR. I have full coverage with 250 deduc. and my total payment for all 4 sleds is $420 per year US funds. I switched from State Farm after 25 years and saved a lot of money on my sleds, home, car and truck.
TurboTime
TY 4 Stroke Junkie
- Joined
- Jan 3, 2006
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- 604
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- 1
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- Location
- Cassopolis, MI
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- USA
- Snowmobile
- 2009 Yanaha Nytro
mdkuni
TY 4 Stroke Guru
snerkman said:
I use Foremost. They allow me to drop collision for the off season. Brings me down to the $300 range for the year for my 06 Apex. They will lead you to believe that you can't drop the insurance for the off season, you just have to push for it. It is not "recommended" is what they would tell me.
What happens if something does go wrong in the off season ~ insurance is cheap. Foremost is who I use and carry it year around ~ not much of a gambler when it comes to my toys.
mdkuni
TY 4 Stroke Guru
bottlerocket said:
You still have insurance for everything but collision. Since you are not riding it, it is not an issue.
snerkman
Pro
bottlerocket said:
How do you figure? Foremost wanted $768/yr. That's not cheap. Look at all the guys with full coverage for under $300 - some even under $200! That's what I'm looking for and I don't care about off-season coverage. I've never had anything happen to anything in my garage in 25 years. Knock on wood, I've also never had anything happen to a sled or bike while riding.
I'm not paying 700+ and I'm not knocking on wood which is my point. I'll take the year around coverage. There are always going to be somebody cheaper just to get your business ~ played that game. My point was full coverage year around.
CaptCaper
VIP Member
- Joined
- Jan 1, 2007
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- Northern N.H.
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- 2016 RS Vector XTX 1.25 Lug wifes..2013 RS Vector LTX.. 2003 600 VMax Past Machines 3-2007 Attaks 1-2010 Vector LTX.. sorry no Stinkdoos or poo's cats.
copo427ss said:
I had the same issue with Progressive. Not only with the sleds but with my vechiles..I switched my 2 vechiles,house,2 sleds and camper to State Farm and saved a fortune. It's been over a year now and I am still with State Farm. I thought it might be too good to be true. But seems they delivered what they promised.
snerkman
Pro
bottlerocket said:
What are you paying with Foremost? We're both in Michigan with similar sleds. $768/yr was the quote with $500 ded. Do you have other things insured with them? This was thru the Farmers agent I have my Suburban covered with and Foremost is the only company they use for rv insurance.
I wasn't knocking on wood for my off-season storage without insurance - that doesn't worry me one bit. I was knocking on wood that I've never had a claim during the riding season either with sleds or bikes.
I have my Attak and my son's 06 Crossfire 700 (he is listed on the policy with his age of 14 which is expensive) and my 27' Legend trailer and I pay 700.00 per year. I have Farmers insurance for home and auto. Foremost is owned by Farmers. I have moved around for cheaper rates but they seem to slowly rise it back to what I was paying before the move ~ same holds true for my business insurance. Got to have insurance, yet it seems like your throwing money away. 
