Sled insurance cost.

[Rayman5271]

Is it worth going through them for the sub frame... my experiences with insurance companies aren't good. I would rather pay the $500 out of my pocket rather than see my auto insurance go up on all my vehicles over the course of the next 3 years.

 

[**sj**]

Is it worth going through them for the sub frame... my experiences with insurance companies aren't good. I would rather pay the $500 out of my pocket rather than see my auto insurance go up on all my vehicles over the course of the next 3 years.

DITTO

had a small fender bender...premiums went up for yrs and I guarantee I paid them back with interest!

 

[enticeraised]

i pay around 285. 600 deductable and it doesnt affect my rates.

 

[michael432]

state farm 230 full coverage 500 deduct. will take sleds only. have my cars with FARMERS and they wanted 460 full coverage. thats nuts

 

[skunkle]

Progressive, $235 full coverage $500 deductible for both sleds.

2008 nytro rtx
2007 phazer gt

just switched today

 

[Kenai]

$639 for 2 sleds with $250 deductible each here in Upstate N.Y.

 

[Kenai]

$639 for 2 sleds with $250 deductible each here in Upstate N.Y.

 

[murphypatsara]

sled insurance

Anyone, make a claim (first in three years) and find that insurance rates went up or stayed the same?

 

[grizztracks]

Re: sled insurance

Anyone, make a claim (first in three years) and find that insurance rates went up or stayed the same?

I rolled my 05 Vector a few years back and did over $800 damage. I submitted it to Liberty Mutual and they raised my rate by a couple of dollars but nothing substantial. If your damage is significantly above your deductible it's normally worth submitting the claim and If you do see a big jump in your rate find a new company.

 

[Rayman5271]

I wouldn't use my insurance unless it was a total loss. Most people have at least a 250 ded some 500... thats the cost of the parts you need... why put an accident on your record... you will be put in a different "risk" category... seeing a spike in premiums.

 

[RealDeal]

I pay $450 for 2 sleds with a $200 deductible, that's with full coverage through Liberty Mutual.

 

[jbrose34]

insurance

I have St. Farm insurance on everything. House, car, truck, motorcycle, and snowmobile. I live in Central Wisconsin and I am a 36 year old male. I pay 242.83 and that is Liability bodily injury limit of $100,000 each person. $300,000 each accident. Property damage limit of $100,000 each accident. Medical payment coverage limit $1000 each person. $250 deductible physical damage. Uninsured motor vehicle coverage bodily injury limits of $100,000 each person, $200,000 Each accident. and Under insured motor vehicle coverage bodily bodily injury limits $100,000 each person, $200,000 each accident. I've been a St. Farm costumer for 19 years and they have always treated me fair.

 

[vector06]

$500.00 thru sled insure...

 

[Rayman5271]

Just swapped to state farm... $200+ savings... $248 for the year, 2 nytros.... where was that offer last year. Must have had something to do with accidents coming off my record.

 

[Rayman5271]

Just swapped to state farm... $200+ savings... $248 for the year, 2 nytros.... where was that offer last year. Must have had something to do with accidents coming off my record.