BigMac
Expert
Naturally, it had to strike 3 days before leaving for West Yellowstone...
Some 14 year-old on a 600 REV coming around a blind corner spots me too late, loses it and schmucks my left front suspension (he stopped, burst into tears, and then took off - but that's another story...). I saw him flailing the corner, and I was able to almost stop and bail off to the right before he hit
My 05 Vector meanwhile doesn't have an undamaged piece of the front left suspension and ski except maybe the shock spring can be saved. Took out the hood and belly pan. The REALLY bad news is that it also cracked the bulkhead. Even worse news is that the kid (when we finally caught up with him) doesn't have insurance.
It was a great sled, 800 miles on it. My great fear is that with the bulkhead cracked, my insurance company might total it meaning that I'll only get $6540 for it (minus deductable), leaving me with a pretty fair $$$ gap to get a new sled. An there are no Nytro's left anywhere around here. I'd probably have to wait and Yama-check a 2007.
The worst news is that the only sled I could find to rent in West Yellowstone for a week is an Arctic Cat M7.
Some 14 year-old on a 600 REV coming around a blind corner spots me too late, loses it and schmucks my left front suspension (he stopped, burst into tears, and then took off - but that's another story...). I saw him flailing the corner, and I was able to almost stop and bail off to the right before he hit
My 05 Vector meanwhile doesn't have an undamaged piece of the front left suspension and ski except maybe the shock spring can be saved. Took out the hood and belly pan. The REALLY bad news is that it also cracked the bulkhead. Even worse news is that the kid (when we finally caught up with him) doesn't have insurance.
It was a great sled, 800 miles on it. My great fear is that with the bulkhead cracked, my insurance company might total it meaning that I'll only get $6540 for it (minus deductable), leaving me with a pretty fair $$$ gap to get a new sled. An there are no Nytro's left anywhere around here. I'd probably have to wait and Yama-check a 2007.
The worst news is that the only sled I could find to rent in West Yellowstone for a week is an Arctic Cat M7.
novarossi
Extreme
- Joined
- Dec 26, 2005
- Messages
- 94
Just rent the M7, they are nice sleds. Ride Yellowstone and then come home and deal with your sled.
TurboVector
Expert
I'll be in West this weekend, look for the silver Vector with a monster track.
STORM-CHASER
TY 4 Stroke Guru
sorry to here about your sled, But glad you were not hurt , this is the big thing, does this kid have parents? they should pay.
Yes, I would want to talk to the parents of this kid as well. If nothing else they should cover the difference between what your insurance company will pay and what the cost of a new one is. You mentioned that you were looking for a Nytro. The last time I was at my dealer they still had one on the showroom floor.
http://web.worthingtonsportscenter.com/home.htm
It is in Worthington, MN which is a little haul from you but your dealer could talk to them and transfer their inventory up to your dealer so you could work with the people you are comfortable with. They did that at the Worthington dealer for me this fall when I bought my '05 holdover Rage.
Also, how is the snow up that way. Was thinking of heading up there some weekend.
Y1
http://web.worthingtonsportscenter.com/home.htm
It is in Worthington, MN which is a little haul from you but your dealer could talk to them and transfer their inventory up to your dealer so you could work with the people you are comfortable with. They did that at the Worthington dealer for me this fall when I bought my '05 holdover Rage.
Also, how is the snow up that way. Was thinking of heading up there some weekend.
Y1
BigMac
Expert
When the kid got home, he was upset and his dad saw the machine (dad's machine). Second time he's wrecked it this year. Dad loaded up the kid and they drove back to where my sled was sitting in pieces. As it turns out, the father is the mayor of the nearby little town. Since we're both relatively well-known around the area, the whole process had to be conducted in a gentlemanly fashion. Anyway, the State Trooper that came to the scene gave the kid what for for leaving the scene.
My plan is to let my insurance company handle it. Since the other sled had no insurance, my insurance company will pay me (minus the deductable) then subrogate against the mayor for the total amount of the loss. If they're successful, they'll even give me my deductable. They can be the bad guy and I can just blame any unpleasantness on the insurance company.
I could feel bad about the fact that this family may have to cough up $6500 to pay for my wrecked sled, but really now...liability insurance is cheap. Who in the world would buy a $7000 snowmobile, put their 14 year-old on it on snowmobile trails, and NOT have at least liability insurance? Sorry, but I think that is just stupid. That $6500 he may have to pay up would have paid for many years of insurance.
My dealer up here is pretty good and has a lot of connections. I have no doubt he could find me a Nytro if he put his resources to work. He's kind of looking into that now.
Snow up here in the Brainerd Lakes area is actually not bad. I gotta hand it to them, with the exception of the Paul Bunyan trail (which ALWAYS sucks - just like ANY trail the Minnesota DNR has responsibility for), the local clubs have been doing a great job with marginal snow.
My plan is to let my insurance company handle it. Since the other sled had no insurance, my insurance company will pay me (minus the deductable) then subrogate against the mayor for the total amount of the loss. If they're successful, they'll even give me my deductable. They can be the bad guy and I can just blame any unpleasantness on the insurance company.
I could feel bad about the fact that this family may have to cough up $6500 to pay for my wrecked sled, but really now...liability insurance is cheap. Who in the world would buy a $7000 snowmobile, put their 14 year-old on it on snowmobile trails, and NOT have at least liability insurance? Sorry, but I think that is just stupid. That $6500 he may have to pay up would have paid for many years of insurance.
My dealer up here is pretty good and has a lot of connections. I have no doubt he could find me a Nytro if he put his resources to work. He's kind of looking into that now.
Snow up here in the Brainerd Lakes area is actually not bad. I gotta hand it to them, with the exception of the Paul Bunyan trail (which ALWAYS sucks - just like ANY trail the Minnesota DNR has responsibility for), the local clubs have been doing a great job with marginal snow.
BigMac
Expert
novarossi said:
I confess, I'm interested to ride that M7 out there.
BigMac
Expert
One interesting thing, as I've been dealing with insurance agents and adjusters all day, is that my insurance company insists on replacing all the safety equipment I was wearing - even the Castle jacket, and especially the helmet. I told them that none of that stuff was affected - I bailed from the sled and really didn't hit anything, but they told me it's automatic. Interesting concept...
ttw_walman
Extreme
I'm from New York State. As much as I complain about the "cost of doing business" here, everyone on the trail is required to carry insurance. I don't feel sorry for that kids parents at all. He's already wrecked once and they still didn't get insurance. If it were my kid, he wouldn't have been riding at all after he wrecked the first time. I'm just glad to hear that nobody got hurt. Too bad a perfectly good YAMAHA had to suffer!!
Enjoy your upcoming trip as much as you can on an Arctic Cat!!
Enjoy your upcoming trip as much as you can on an Arctic Cat!!
Groomerdriver
TY 4 Stroke Master
there are some pretty good deals around on Yami's. heard of a $600 rebates now?? I live in NC WI and could give you names/numbers of dealers WHO I TRUST.
I wouldn't feel bad about their ignorance either. Surprising that a guy with those brains could be mayor!
SIMMER
TY 4 Stroke Master
Just an FYI....look around this site. There are a few great deals to be had on 06's used "with better receipts" (nudge nudge, wink wink). May be about 1500 to 2000 apart but far less than paying for new PLUS taxes.
BigMac
Expert
The estimate for repair on the machine was about $3500, according to the dealer. I haven't talked to the insurance adjuster yet, but the retail book value on the sled is $6500, so I feel pretty confident that they'll agree to fix it rather than total it. That saves me a lot of money (if I ignore the $800 it's now going to cost me to rent that Arctic Cat M7 next week).
ttw_walman
Extreme
I would be looking into seeing if you could get that sled rental paid for as well. Last time my car was in the shop because of an accident the insurance company paid for car rental. What's the differance here? I know with full coverage I pay as much for my three sleds a year as I do for one of my cars!! Not a bad deal for the insurance company considering you only use your machine a couple of months out of the year(if your lucky).
4Fighter
TY 4 Stroke God
BigMac said:
When I talked to my insurance company, they said 75% of current value is considered a total. I think you're safe. Totals aren't always a good thing. Especially when you're in no position to buy a new one.
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